We seek clients that share our ideals and values. We believe every investor can benefit from an investment policy that is intent on lowering the “all-in” investment-related fees they pay, maximizing the return potential from their investments, and rewards them for their investment discipline, patience, and focus. However, we also know that many investors may just not be ready to commit to these ideas because of a fear of change or commitment. Our ideal clients have the following characteristics in common:
- Long-term investment time horizon
- Desire to maximize their wealth generation potential
- Desire to minimize their “all-in” investment related fee
- Unwilling to accept the idea that passive/index investing is the only option available
- Open to active investing but wants to make sure that benefits are commensurate to costs
- Disciplined and patient
Our ideal client shares the common characteristics above but conceivably could come from one of many different demographic groups.
- Young professional – The mature/serious millennial that has finally committed to addressing their financial future through a long-term investment strategy that will help them maximize their wealth generation potential.
- New parent(s) or career professional in the middle stage of their lives – The middle-aged parent and/or professional that is in their prime income producing years. They know that now is the best time to positively impact their long-term investment and retirement goals.
- Pre-retiree or early retiree – The pre- or newly retired investor that understands that the average life-expectancy of Americans has increased significantly over the years to almost 80 years. They understand that the fight is not over because they still have many years remaining to look forward to. They understand that although they have done well with their finances, danger from outliving one’s wealth remains high due to long life-expectancy and the possibility of hardship or severe health care issues for themselves or their loved ones.
- The retired benefactor – This retiree has a secure source of income apart from their investments and understand that their investments can be managed towards the benefit of their heirs or philanthropic goals. They realize that their investable wealth should be managed accordingly with a long-term time horizon.
